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Motorcycle Insurance

Itís about the open road, leather and chrome, bugs in your teeth. When youíre out riding, the last thing you want to worry about is whether you have the right insurance policy.

Thatís why 1 Preferred Place offers a specialized policy designed for you people like you and your motorcycle. Whether you have a cruiser, a sport bike or a trike conversion, chances are we have the policy for you. We cover things like safety apparel...helmets, leathers, gloves, optional equipment like custom paint jobs, side cars, after-market parts and accessories, even towing and roadside assistance.

Coverage Options
A 1 Preferred Place policy provides important standard and optional coverage that are geared toward motorcycles, and may not be available in a conventional auto policy. A 1 Preferred Place Motorcycle insurance policy can give you more security and more value for your money. A 1 Preferred Place Motorcycle insurance policy, on the other hand, can give you more security and more value for your money.

Important Coverage
For real peace of mind, you need a policy that provides a wide range of coverage. These should include:

  • Collision Coverage
  • Other Than Collision Coverage
  • Liability Coverage
  • Medical Payments Coverage
  • Safety Apparel Coverage
  • Optional Equipment Coverage

Optional Coverage
For extra coverage on the open road, and because not everyoneís needs are the same, a 1 Preferred Place policy offers a variety of options, such as:

  • Increased limits on Liability
  • Uninsured/Underinsured Motorist Coverage
  • Replacement Cost Total Loss Settlement Coverage
  • Increased limits on Optional Equipment Coverage
  • Towing and Roadside Assistance with Trip Interruption Coverage
  • Coverage on transport trailers valued up to $7,500

Broad Eligibility
Itís truly amazing how many different types of motorcycles you see on the road today. Powerful American iron. High-class imports. High-performance sport bikes. Eye-catching trikes. Custom cruisers. Fully-restored classics. 1 Preferred Place will cover all of these - and give you the important coverage you may not be able to find elsewhere.

Replacement Cost Total Loss Settlement
This coverage provides Replacement Cost coverage for up to two years on bikes purchased new and with a maximum MSRP of $35,000. This coverage applies when the insured purchases a new motorcycle from an authorized dealer and insures it with 1 Preferred Place within 30 days of purchase. Refer to the endorsement for details. This coverage does not apply to Custom or Classic Motorcycles.